💡 Tip from Gründertisch
You should be able to cover your living costs from your self-employment starting in month 6.
Components of the 3-Year Financial Plan
The 3-year financial plan for the Gründungszuschuss consists of these components and should be planned monthly in the first year.
Capital Requirements Plan (Kapitalbedarfsplan)
→ What you need at startup
(e.g. laptop, website, equipment, marketing)
Financing Plan (Finanzierungsplan)
→ Where the money comes from
(equity, loans, public funding)
Revenue & Profitability Forecast (Umsatzplanung)
→ Expected income and profits
(sales, costs, profit development)
Liquidity Plan (Liquiditätsplanung)
→ Monthly cash flow
(when money comes in, when it goes out)
How it runs
- Send us your key figures (email or short call)
- We build the plan — realistic assumptions, sector-standard
- Delivery within 24 hours as Excel + PDF
- One revision round included